Before you even start browsing listings, it’s essential to know what you can afford. Typically, first-time buyers need 10–20% of the home's price as a down payment. Some programs allow lower down payments. Secure a pre-approval letter from a lender to know exactly how much you can borrow and to show sellers you’re serious.
A little research goes a long way when buying a home. Prices, interest rates, and market activity can vary depending on where you're looking to buy. Research neighborhoods for safety, proximity to schools, parks, shopping, and your commute to work.
Now comes the fun part: searching for your new home. What do you need in a home (number of bedrooms, bathrooms, etc.) vs. what would be nice to have (a swimming pool, large backyard)? They can help you find homes, negotiate offers, and guide you through paperwork.
Buying your first home is an emotional and rewarding experience. With a little research, the right tools, and a good team of professionals, you can navigate the process smoothly. Take your time, and remember—it’s all about finding the right fit for you.